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Streaks, badges and levels

Find everything here under Insights → Progress & Rewards, and your badges under Achievements.

Buoy keeps five streaks: Under Budget, Daily Login, Categorization, Savings and Family. Under Budget counts the days you stay within budget. Daily Login counts the days you open Progress & Rewards, not just the app.

Count-up categories also show their own streak on each card.

Each full week you keep a streak going earns a freeze ❄️, and you can bank up to two. A freeze covers a missed day automatically, so one slip doesn’t reset the count.

Badges mark milestones, like First Budget, Week Warrior (7 days under budget), Century Club (100 days) and the $100 Club. There are also a few “oops” badges for the human moments, like Time Traveler.

Points from good decisions move you up seven levels:

Level Points
Beginner 0
Saver 100
Budgeter 300
Expert 600
Master 1,000
Champion 2,000
Legend 5,000

Tap Get a Challenge for a random one: Categorization Champ (+25 points), Budget Check (+15) or No-Spend Day (+30). New Challenge swaps it.

Why this works: Streaks, badges, and the psychology of saving.

Free trial, no card: start here. Something on this page wrong or missing? Email the founder.