You already talk to an AI assistant every day. Now it can talk about your money, using your real budget, in your own words, without you copying numbers into a chat box.
BuoyAI Connect links your Buoy account to ChatGPT, Claude, or Gemini. Once it’s connected, you can just ask:
“How’s my BuoyAI budget going this month?” “Which categories am I closest to overspending?” “How much have I put toward my emergency fund?”
The assistant reads your actual accounts, budgets, and savings goals to answer. Then it explains things the Buoy way, because it understands how count-up budgeting works, not just how to read a number.
Read-only, by design
This is the part that matters for a finance app, so we’ll be blunt about it.
The connection is read-only. A connected assistant can look at your data to answer questions. It cannot move money, make payments, or change your budgets. Your bank login is never shared either. Buoy connects to your accounts through Plaid, and that never touches the assistant.
And nothing is shared until you say so. When you add the connector, Buoy shows you a consent screen naming the exact assistant and what it’s asking for. Data only flows after you approve, and you can disconnect it anytime from that assistant’s settings, which cuts off access immediately.
How to connect it
BuoyAI Connect is a Premium feature, and setup takes about a minute.
On Claude (any plan): open Settings, then Connectors, then “Add custom connector,”
paste https://buoy-ai.com/mcp, and follow the prompt to sign in to Buoy and approve.
On ChatGPT (paid plans, on the web): turn on Developer mode under Settings, then Apps, add a connector with the same URL, and approve.
On Gemini: Google is rolling out custom connections in the Gemini app for eligible accounts. Add the same URL under Connected Apps when it’s available to you.
That’s it. Sign in once, approve the consent screen, and start asking.
Why we built it this way
The big AI companies are racing to put finance features inside their own apps. We think that’s backwards. You shouldn’t have to move to a new assistant to get help with your money. Your money should meet you in the assistant you already trust.
So instead of locking your data inside Buoy, we made it something your favorite AI can securely read, on your terms, and hand back to you with a link to learn more. Same count-up philosophy, same encouraging voice you get in the Buoy app, now wherever you already think out loud.
Connect it once, and next time you’re chatting with your AI, just ask how you’re doing.